Singapore property guides —
written to inform, not to sell.

CEA Registration Renewal 2026: The Deadline, Fees, Steps and the Move to Three-Year Registration

The end-2026 renewal (1 October to 30 November) and the move to three-year registration to 2029: requirements, the S$60 + S$280 fees, the steps, fit-and-proper criteria and what a lapse means. Every rule sourced to CEA.

Property Agent Commission Rates Singapore 2026: HDB, Condo and CEA Rules

Everything agents and clients need to know about Singapore property commission — why rates are not fixed, the SEAA Best Practice Guide, Estate Agency Agreement requirements, co-broking splits, referral fee rules, and CEA enforcement cases.

Check a Singapore Property Agent — CEA Register Search

How to verify a property agent in Singapore, what CEA registration means, current penalty maxima for unregistered salespersons, and the red flags that expose unlicensed practice. Includes recent enforcement cases.

CEA CPD Requirements 2026: 16 Hours, the 31 December Deadline, and How to Check Yours

The 16 hours in 2026 — 4 Prescribed Essentials, 8 Professional Competencies and 4 Self-directed — the 31 December deadline against the 1 October renewal, checking your record in CPDS, and what changes from 2027. Every rule sourced to CEA.

CEA CPD Courses 2026: Where to Find Accredited Courses and What Each Category Needs

Where CEA lists recognised CPD courses, which courses count for each of the three categories, the 2026 and 2027 Prescribed Essentials topics, and how to sequence the year around the renewal.

How to Check Your CEA CPD Hours in CPDS

Step by step in CEA's CPD System (CPDS): log in with Singpass, find CPD Fulfilment Progress and CPD Requirement Monitoring, and submit Self-directed Learning for approval.

CEA Three-Year Registration Cycle and Currency Requirement: What Changes From 2027

From 1 January 2027 registrations run three years, and renewal needs 3 qualifying transactions or a Refresher Examination pass. What counts, the new-joiner exemption, and the end-2026 renewal.

AML and CDD Requirements for Singapore Property Agents 2026

The strengthened PMLFT Regulations effective 1 July 2025 — per-breach penalties, proliferation financing obligations, unrepresented counterparty CDD, and the five-year records rule. With a Standard CDD checklist, Enhanced CDD red flags, and enforcement cases linked to the 2023 S$3 billion money-laundering syndicate.

CEA Disciplinary Cases 2025–2026: What Singapore Property Agents Were Sanctioned For

Five key disciplinary cases from 2025–2026 — forgery and CDD failures ($15k + 9-month suspension), money-laundering-linked enforcement, CPD proxy fraud ($20k), and the ERA agency-level censure for supervisory failures. Includes the full penalty framework and the June 2026 Public Register update that makes enforcement records visible to consumers.

CEPCC Explained: The CEA Code of Ethics and Professional Client Care (2026)

The Code of Ethics and Professional Client Care (CEPCC) explained in practical terms — core duties to clients, the co-broking obligation (with a S$14,000 fine + 7-month suspension case), what actually counts as a conflict of interest, and how CEA applies the CEPCC in disciplinary proceedings.

What Singapore Property Agents Can and Cannot Say About Money: The CEA-MAS FAA Boundary

Where CEA's Estate Agents Act ends and MAS's Financial Advisers Act begins — what agents can and cannot say about investment returns, mortgages, and CPF, built around the joint CEA-MAS clarification letter published 28 November 2025.

CEA Registration Renewal Checklist 2026: Seven Things to Confirm Before You Submit

Seven things to confirm before the end-2026 renewal: CPD, MediSave, documents for foreign salespersons, fit and proper, timing, submission through ACEAS, and the S$60 + S$280 fees.

HDB Resale Process 2026: 10 Steps, Timeline and Fees (Singapore)

The complete step-by-step HDB resale buying process — HFE letter, OTP, COV, joint application, CPF rules, grant stacking up to S$230,000, and the 12–16 week timeline. Official figures from HDB and CPF Board.

HDB BTO vs Resale Singapore: The Complete 2026 Comparison

A practical framework for choosing between BTO and resale — grant stacking up to S$230,000, Plus/Prime MOP rules, the 95-year CPF lease rule, four buyer scenario case studies, and the trade-offs for SC/PR couples.

Tenant Rights Singapore 2026: Deposits, Stamp Duty, Diplomatic Clause & Disputes

Know your rights as a tenant — security deposit conventions, IRAS stamp duty deadlines, diplomatic clause mechanics, HDB occupancy limits, Small Claims Tribunal limits (S$20,000 / S$30,000), and how to spot unlicensed rental agents.

Buying Your First Private Condo in Singapore: Step-by-Step Guide 2026

Singapore Citizens pay zero ABSD on their first private property purchase. This guide covers ABSD rates by profile, the 75% LTV and 55% TDSR limits, CPF Valuation Limit rules, new launch vs resale trade-offs, and the full purchase process from IPA to keys.

How to Rent in Singapore as a Foreigner or Expat: Complete Guide 2026

Everything foreigners need to know about renting in Singapore — HDB eligibility by pass type, median rents by region and bedrooms computed from URA rental contracts and HDB approvals, deposit conventions, minimum lease rules, diplomatic clause mechanics, and how to verify a CEA-registered agent.

Freehold vs 99-Year Leasehold in Singapore: What Actually Matters 2026

A data-led analysis of Singapore's freehold vs leasehold debate — the typical 10–20% PSF premium, the three lease decay thresholds that impair CPF and loans, en-bloc economics, and which tenure makes sense by holding period and buyer profile.

URA Master Plan 2025 — What Actually Changed Since 2019

A practical guide to Singapore's statutory land use plan — what plot ratio (GPR) means, how to check zoning via URA Space, the five key Draft Master Plan 2025 changes (Orchard Road corridor, Jurong Lake District, Woodlands, Paya Lebar Air Base, Bayshore), and how to use the Master Plan in your property search.

How Long Does It Take to Sell Property in Singapore? Complete Timeline 2026

Realistic timelines for selling HDB flats (12–16 weeks from OTP to completion) and private condos (8–12 weeks from S&P to keys). Covers Seller's Stamp Duty (4–16% within 4 years), CPF OA refund mechanics, agent commission, legal fees, and what actually causes deals to fall through.

Why Are New Launch Condos Popular With Investors in Singapore? (2026)

The structural drivers behind new launch demand — the Progressive Payment Scheme, the 4-year SSD clock that runs during construction, developer ABSD sell-out discipline, and first-owner advantages — plus the honest counter-case: the new-sale premium, zero rental income until TOP, and late-loaded rate exposure.

New Launch vs Resale Condo Singapore: The 2026 Investor Comparison

A structural side-by-side of the two purchase routes — price premium, staged outlay vs immediate rental income, identical stamp duties with different timing, lease runway vs en-bloc optionality — and which buyer profile each route actually suits. Live URA medians via PropKaki trackers.

Progressive Payment Scheme Singapore: How New Launch Payments Work (2026)

The statutory payment schedule for new launches under the Housing Developers Rules — every milestone from the 5% cash booking fee to the 15% CSC tranche, the 3–4 year timeline, progressive loan disbursement and interest, CPF usage rules, and the 14-day stamp duty deadlines.

Singapore Property Districts D1–D28: Full List, CCR/RCR/OCR Zones and Prices (2026)

The definitive reference for Singapore's 28 postal districts — covering CCR, RCR, and OCR classifications, price history, ABSD rates, and Sentosa Cove rules. With a full sortable district table and URA market data.

Primary school 1 km and 2 km rules: how MOE measures distance

How MOE measures home-school distance (school boundary to building outline, on OneMap School Query), when it decides admission, the 30-month stay for new and resale homes, the 2027 Two-Track Scheme at 12 schools, and schools that are moving. Sourced to MOE and SLA.

Additional Buyer's Stamp Duty (ABSD) in Singapore: Rates, Remissions and Strategy (2026)

The complete ABSD reference for 2026: SC 0–30%, PR 5–35%, foreigner 60%, entity 65%. Covers HDB upgrader remission conditions, the SC+PR married couple rule, trust ABSD (65%, non-remittable), and a clear verdict for each buyer profile. Rates confirmed current as of April 2023.

Singapore Property Cooling Measures: Complete History and Current Rules (2026)

Every cooling measure round from 2009 to June 2026 in one table — ABSD, LTV, TDSR, and SSD. Covers the July 2025 SSD tightening (holding period extended to 4 years, rates raised to 4–16%), the August 2024 HDB LTV reduction to 75%, and the full current state of all active measures.

Stamp Duty in Singapore Property: BSD, SSD and ABSD Explained (2026)

BSD on a $1.5m condo is $44,600. SSD was raised in July 2025 to 4–16% within a 4-year holding period. This guide covers all three Singapore property stamp duties with the full BSD rate table (1–6%), worked examples at $500k, $1m, $1.5m, and $2m, and a cost summary table for first-time buyers.

EC vs Private Condo Singapore: Complete 2026 Comparison

New ECs are priced below comparable private launches and attract 0% ABSD for eligible SC first-time buyers — but the May 2026 policy change extends full privatisation to 15 years for 1H2026 GLS ECs. This guide covers eligibility ($16,000/month income ceiling), the MOP and privatisation timeline, CPF and HDB loan rules, and who each housing type suits.

Singapore Property Market Outlook 2026: What the Data Says

Live URA PPI, HDB Resale Price Index, SORA, and PropKaki Affordability Index™ — updated every quarter as official data releases. Private residential prices are edging up (+0.9% QoQ Q1 2026); HDB resale posted its first quarterly dip since 2019; SORA has fallen from its 2023 peak. Actionable context for upgraders, first-timers and investors.

HDB Lease Expiry in Singapore: What Happens and What You Should Do

When a 99-year HDB lease expires, the flat reverts to the state at zero compensation. This guide explains SERS, VERS and the Lease Buyback Scheme, CPF withdrawal limits by remaining lease, how the PropKaki Curve™ measures price discount by lease band, and a buyer checklist for older HDB estates.

Singapore Home Loan Guide 2026: SORA, TDSR and HDB vs Bank Loan Explained

MAS loan rules for Singapore property buyers: TDSR 55%, MSR 30%, LTV limits (tightened August 2024), HDB vs bank loan decision framework, live SORA repayment table, floating vs fixed comparison, and 12 questions to ask your banker. All rules current as at August 2024.